1. Introduction

Welcome to Market Minds Academy. These Terms of Service (“ToS”) are intended to explain our obligations as a service provider and your obligations as a user. Please read them carefully.

 

2. Definitions

• Service: Refers to the courses, content, tools, and other offerings provided by Market Minds Academy.
• User/Member/Student: Refers to anyone who registers, accesses, or uses our Service.
• Content: Refers to all information, data, text, software, music, sound, photographs, graphics, video, messages, or other materials displayed, used, or presented on the Service.

 

3. Acceptance of Terms

By accessing our website and using our Service, you agree to be bound by these ToS. If you do not agree with any of these terms, you are prohibited from using or accessing our Service.

 

4. Registration and Accounts

• Account Creation: To access certain features, you must create an account. Ensure that the information you provide is accurate, complete, and current at all times.
• Account Security: You are responsible for safeguarding the password and for any activities or actions under your account. Notify us immediately upon becoming aware of any breach of security or unauthorized use of your account.
• Account Termination: We reserve the right to refuse service, terminate accounts, or remove content at our discretion.

 

5. User Responsibilities and Conduct

• General Conduct: Users are expected to use the Service in a responsible and legal manner. Any misuse or malicious activities will lead to account suspension or termination.
• Content Contribution: If you post or contribute content, ensure it is not offensive, harmful, or misleading. We reserve the right to remove any content that violates our guidelines.
• Account Sharing: Sharing account credentials with others is strictly prohibited. Each account is for individual use.

 

6. Content Guidelines

• Ownership: All content you provide remains yours. However, by posting, you grant us a license to use, modify, and display the content.
• Accuracy: We strive to provide accurate content, but we do not guarantee the completeness or accuracy of any information within our Service.

 

7. Payment and Refund Policy

• Payment Methods: We accept payments via PayFast, a leading online payment platform in South Africa. This allows us to offer various payment methods, including credit cards, debit cards, and other online payment systems. Ensure that you have the necessary rights and permissions to use the chosen payment method.

 

• Transaction Security with PayFast: All payment transactions are processed through PayFast’s secure gateways to protect your financial data. Market Minds Academy does not store your full credit card information. PayFast’s security systems exceed industry standards, ensuring that every payment made on our platform is absolutely secure.

 

• Course Access: Upon successful payment, you will gain immediate access to the purchased course. Ensure you have the necessary system requirements to access and view the course content.

 

• No Refund Policy: At Market Minds Academy, we invest significant resources in creating and curating our courses. To maintain the value and integrity of our educational content:

1. 1. 1. We do not offer refunds once a course has been purchased.
      2. Before making a purchase, we encourage users to read course descriptions, view available previews, and ensure the course aligns with their learning objectives.
      3. If you encounter technical issues accessing a course, please contact our support team for assistance.

 

• Price Changes: Market Minds Academy reserves the right to modify the pricing of courses and services without prior notice. However, any changes will not affect courses already purchased.

 

• Discounts and Promotions: From time to time, we may offer discounts or promotional prices for our courses. These offers are valid only for the specified period, and terms and conditions may apply.

 

 

8. Intellectual Property

• Ownership: The Service and its original content, features, and functionality are owned by Market Minds Academy and are protected by international copyright, trademark, and other intellectual property rights laws.
• Usage: You are granted a limited license to access and use the Service. This does not include any rights to resell, redistribute, or reproduce any part of the Service.

 

 

9. Disclaimers and Limitations

• Service Availability: While we strive to keep the Service available at all times, there may be occasions when it is interrupted for maintenance, upgrades, or emergency repairs.
• Limitation of Liability: Market Minds Academy shall not be liable for any indirect, incidental, or consequential damages resulting from the use or inability to use the Service.

 

10. Termination

• By User: Users can terminate their account at any time through their account settings. Upon termination, all data associated with the account will be deleted.
• By Market Minds Academy: We reserve the right to suspend or terminate accounts that violate our Terms of Service or for any other reason at our discretion.

 

11. Changes to Terms of Service

• Notification: We may update our Terms of Service from time to time. We will notify users of any significant changes and ensure that the latest version is always accessible on our website.
• Acceptance: Continued use of the Service after changes to the Terms of Service implies acceptance of those changes.

 

12. Governing Law

Jurisdiction: These Terms of Service are governed by and construed in accordance with the laws of South Africa. Any disputes arising from these terms will be resolved in South African courts.

 

13. Contact Information

For any queries, concerns, or feedback regarding these Terms of Service, please visit our Contact Us page or send us an email at info@marketmindsacademy.co.za.

 

14. Miscellaneous

• Entire Agreement: These Terms of Service, along with any other policies or guidelines posted on our website, constitute the entire agreement between you and Market Minds Academy.
• Waiver: Failure by Market Minds Academy to enforce any provision of these Terms of Service will not be considered a waiver of such provision or the right to enforce it.

 

15: Protection of Intellectual Property, Content and Data

Ownership and Rights: All course materials, including but not limited to videos, texts, graphics, logos, software, databases, and other related content (“Course Content”), are the exclusive property of Market Minds Academy. These materials are protected under South African intellectual property laws, international copyright treaties, and other applicable laws. All rights are reserved.

 

Prohibited Actions:

• Unauthorized Reproduction: Users are expressly forbidden from copying, reproducing, or creating derivative works based on the Course Content without the explicit written permission of Market Minds Academy.
• Unauthorized Distribution: Distributing, selling, renting, lending, or otherwise making the Course Content available to third parties without prior written consent from Market Minds Academy is strictly prohibited.
• Unauthorized Access and Sharing: Sharing access credentials, facilitating unauthorized access to the course platform, or enabling non-registered users to access the Course Content is a violation of these terms.

 

Protection of Data: Market Minds Academy places the utmost importance on data protection. Unauthorized extraction, copying, or distribution of user data, course databases, or any other proprietary data is strictly prohibited.

• • Legal Recourse and Damages:

• • Market Minds Academy reserves the right to take all necessary legal actions against individuals or entities violating this section. This includes seeking injunctive relief, monetary damages, and recovery of legal costs.

• • Any unauthorized use or distribution of Course Content that results in financial losses for Market Minds Academy will be grounds for a claim for damages against the responsible party.

 

Notification and Cooperation: Users are encouraged to report any suspected unauthorized use, distribution, or breaches related to the Course Content or user data. Market Minds Academy appreciates the cooperation of its user community in upholding the integrity of its courses and platform.

 

Indemnification: Users agree to indemnify, defend, and hold harmless Market Minds Academy, its affiliates, officers, directors, employees, and agents from any claims, liabilities, damages, losses, and expenses, including legal fees, arising from or related to their unauthorized use, access, or distribution of the Course Content or any breach of this section.

 

Updates and Amendments: Market Minds Academy reserves the right to update or amend this section at any time to address new forms of unauthorized activities or to strengthen the protection of its intellectual property and data.